The complete Excel system that turns financial chaos into a visible, automatic, and proven plan to zero out debt.
Complete view on one screen: income, total debt, paid, remaining, emergency fund, and days on the plan.
Register up to 10 debts. The spreadsheet calculates totals, remaining balance, and payment order automatically.
Automatic income split. Visual alert if you exceed the limit of any category.
Track your $1,000 goal in %. Monthly contributions with automatic running balance.
Excel (Windows/Mac), Google Sheets, LibreOffice, mobile. Just need a spreadsheet app.
Step-by-step guide to use the spreadsheet in 10 minutes, even if you've never used Excel.
🎯 Bonus 1: "Quick Expense Cut" Checklist — 30 actions to free up $300+ in the first month
🎯 Bonus 2: Bank Negotiation Script — ask for a discount on your debt with ready-made arguments
🎯 Bonus 3: 2026 Goals Spreadsheet — stay organized after the 90 days
Yes! Upload the .xlsx file to Google Drive and open it with Google Sheets. All formulas work 100%.
Just change the income cell in the Budget tab. Everything recalculates automatically: limits, surpluses, projections.
Yes. Insert new rows in the Debts tab and drag the formulas across the columns.
10 minutes with the PDF Manual. It's truly plug-and-play: type your numbers and the Dashboard updates.
Not satisfied? We refund 100% of your money. No questions, no bureaucracy.